Tag: stablecoins

OCC’s Stablecoin Proposal: A Structural Decision About Digital Money

February 27, 2026

The OCC’s recent notice of proposed rulemaking (NPR) on payment stablecoins is not simply a fintech update. It is a structural decision about how digital forms of money may sit within the U.S. prudential framework. Rather than treating stablecoins as a peripheral innovation, the proposal positions them as part of the financial system’s liquidity architecture. … More OCC’s Stablecoin Proposal: A Structural Decision About Digital Money

Stablecoin Policies and Funding Strategies for 2026

February 10, 2026

In February, discussions intensify regarding deposits, funding costs, and digital competition, particularly around stablecoin yield policy. A White House meeting on Feb 10 will explore interest-like rewards for stablecoin issuers, impacting deposit competition. Banks face funding cost pressures and competition from neobanks, while stable deposits are maintained amidst evolving market dynamics. … More Stablecoin Policies and Funding Strategies for 2026

Yield vs. Speed: The New Dynamics of Stablecoins

January 21, 2026

Two developments this week add an important layer to the stablecoin and deposit conversation — and they’re best understood together. First, market infrastructure is moving toward always-on settlement.The New York Stock Exchange announced plans to launch a 24/7 trading platform for blockchain-based securities, with near-instant settlement on digital rails. That’s a meaningful shift from periodic … More Yield vs. Speed: The New Dynamics of Stablecoins