Arnab Pandey is a treasury, liquidity, and balance sheet strategist who advises financial institutions on navigating complex regulatory, market, and structural challenges. His work focuses on helping organizations strengthen liquidity resilience, optimize funding and capital deployment, modernize treasury capabilities, and make critical balance sheet decisions in an increasingly dynamic environment.
Throughout his career, Arnab has advised executive leadership teams, boards, treasurers, CFOs, and risk leaders across a broad range of financial institutions, including global banks, regional banks, broker-dealers, and financial market participants. His expertise spans liquidity risk management, asset-liability management (ALM), funding strategy, collateral and intraday liquidity management, stress testing, contingency funding planning, derivatives strategy, and treasury operating model transformation.
Arnab has led enterprise-wide initiatives involving liquidity frameworks, regulatory readiness, balance sheet optimization, treasury modernization, and risk governance. His experience combines strategic advisory, quantitative rigor, and practical execution, helping institutions translate complex market, regulatory, and operational challenges into actionable business decisions.
In recent years, Arnab has focused extensively on the evolution of treasury and financial infrastructure. He works with institutions to evaluate emerging capabilities involving AI-enabled treasury analytics, automation, digital payment infrastructure, stablecoins, tokenized deposits, and next-generation settlement models. His work helps clients assess the treasury, liquidity, funding, operational, and broader balance sheet implications of rapidly evolving financial ecosystems.
Prior to joining FTI Consulting, Arnab led the Liquidity Risk and Digital Treasury pillar within the Treasury Advisory practice at PricewaterhouseCoopers LLP. Earlier in his career, he advised community, regional, and national financial institutions on liquidity, ALM, funding, and derivatives strategies and held leadership roles within Raymond James Financial’s Asset Liability Management and Fixed Income Derivatives groups.
Beyond his advisory work, Arnab serves on the Board of the Arthritis National Research Foundation, where he contributes to investment oversight, financial governance, and long-term strategic planning. He is also an active researcher, speaker, and author on topics including liquidity risk, treasury transformation, digital assets, payment infrastructure, and the future of treasury management.
Arnab believes that the most effective treasury organizations are those that combine disciplined risk management with strategic adaptability. Through his writing, research, and client work, he helps institutions prepare for a future where liquidity, technology, and financial infrastructure are increasingly interconnected.
Arnab Pandey 