Tag: Deposits

Stablecoin Policies and Funding Strategies for 2026

February 10, 2026

In February, discussions intensify regarding deposits, funding costs, and digital competition, particularly around stablecoin yield policy. A White House meeting on Feb 10 will explore interest-like rewards for stablecoin issuers, impacting deposit competition. Banks face funding cost pressures and competition from neobanks, while stable deposits are maintained amidst evolving market dynamics. … More Stablecoin Policies and Funding Strategies for 2026

U.S. Regional Banks Q4 Results: Margin Gains and Deposit Trends

February 2, 2026

Fourth-quarter results show a clear inflection for U.S. regional banks as rate cuts began to flow through balance sheets. Roughly 90% of institutions in the $100B–$1T asset range reported both sequential and year-over-year net interest margin expansion. Across the group, quarterly margin gains ranged from mid-single-digit to low-double-digit basis points, with year-over-year improvements reaching nearly … More U.S. Regional Banks Q4 Results: Margin Gains and Deposit Trends