Investors added about US$105 billion to U.S. money-market funds recently, indicating a preference for safe assets ahead of the Fed’s decisions. Bank deposits remain strong at approximately US$18.53 trillion. The emergence of stablecoins and new blockchain-based banking models signifies a shift in liquidity and funding dynamics leading up to 2026. … More Liquidity, Deposits & the Rise of Digital-Native Banking — What December 2025 Is Showing Us

In the third quarter, the banking sector experienced improved net interest margins, the highest since 2019. Asset repricing, stable credit spreads, and a shift in asset mixes contributed to this. Deposit costs showed signs of stabilization, with increased deposit fees noted. Future margins will depend on policy easing and market dynamics. … More Loan Yields Push Margins to New Highs — Even as Funding Headwinds Persist