Arnab Pandey is a treasury, liquidity, and balance sheet strategist with over a decade of experience working at the intersection of regulation, markets, and financial infrastructure. His career has focused on helping financial institutions strengthen liquidity resilience, optimize funding and capital deployment, and make high-stakes decisions under uncertainty.
Arnab’s expertise spans liquidity stress testing, internal liquidity frameworks, intraday liquidity and collateral management, funding strategy, interest rate risk, and ALCO-level decision support. He has worked across a broad range of banking and financial institution profiles—global, domestic, wholesale, and broker-dealer models—supporting institutions as they navigate regulatory scrutiny, market volatility, and structural balance sheet change.
With a foundation in engineering and analytics, Arnab brings a systems-driven approach to financial risk. He holds an MBA in Finance and has pursued advanced training in corporate finance and valuation. His work consistently blends quantitative rigor with practical judgment—translating complex models, scenarios, and market dynamics into decisions senior leaders can act on.
Over the course of his career, Arnab has advised executive management, treasury leadership, and governance committees on liquidity strategy, funding mix, derivatives positioning, and risk appetite design. He has led the development of enterprise-wide liquidity frameworks, forward-looking stress and monetization analytics, and intraday monitoring capabilities—often bridging gaps between treasury, risk, finance, operations, and technology teams. His work has directly informed board-level discussions on liquidity buffers, contingency planning, balance sheet structure, and earnings stability.
Earlier in his career, Arnab worked closely with trading, treasury, and funding desks on derivatives, collateral, and secured and unsecured funding activities. This hands-on market experience continues to inform his perspective on liquidity behavior, funding fragility, and the real-world limits of models under stress.
Beyond client and institutional work, Arnab serves on the Board of the Arthritis National Research Foundation, where he advises on investment strategy, financial governance, and long-term capital stewardship. He contributes to policy and strategic discussions by translating macroeconomic, market, and geopolitical developments into actionable financial insights.
Arnab has also been deeply engaged in research and academic initiatives. He has led internationally recognized economic research projects, presented work at global forums, and received multiple honors for academic excellence and applied research. He founded and scaled a business analytics organization dedicated to using data and quantitative thinking to solve complex economic and social problems.
A nationally awarded debater and lifelong advocate of experiential learning, Arnab brings a strong communication lens to technical subjects—believing that clarity, intellectual humility, and narrative are as important as precision. Through his writing, he explores liquidity behavior, treasury transformation, regulation, digital assets, and the future of financial infrastructure, aiming to make complex banking topics accessible without oversimplifying the risks.
Arnab Pandey 