Definitions
For the purposes of this disclaimer, the term “Author” refers to Arnab Pandey.
General Disclaimer
All blogs, articles, images, quotes, opinions, and other content published on this website and associated social media pages (collectively, the “Site”), excluding third-party or reader comments, represent the personal views and opinions of the Author only. The content does not reflect the views, opinions, or positions of any past, present, or future employer, client, financial institution, organization, regulator, or advisor.
The Author reserves the right to modify, update, revise, or remove any content on the Site, in whole or in part, at any time and without prior notice.
Copyright & Intellectual Property
Images, graphics, and other media used on the Site are sourced from publicly available or licensed resources and are believed to be used in good faith. If you believe that any material on the Site infringes upon your copyright or intellectual property rights, please contact the Author, and appropriate action will be taken promptly.
No Professional Advice
The information contained on this Site is provided for general informational and educational purposes only. Nothing on this Site constitutes, or should be construed as, financial, investment, legal, accounting, regulatory, or professional advice of any kind.
Readers should not rely on any information on the Site as a substitute for professional advice or as a basis for making business, financial, legal, or other decisions. You should consult with a qualified professional before taking any action based on information found on this Site.
While the Author makes reasonable efforts to ensure the accuracy and timeliness of the information presented, no representations or warranties, express or implied, are made regarding the completeness, accuracy, reliability, suitability, or availability of the content. Any reliance you place on such information is strictly at your own risk.
Limitation of Liability
The Author shall not be held liable for any errors, omissions, inaccuracies, or misstatements in the content, nor for any loss or damage—direct, indirect, incidental, consequential, or otherwise—arising from the use of, or reliance on, the Site or its content.
External Links
The Site may contain links to third-party websites that are not under the control of the Author. By accessing these links, you acknowledge that the Author has no control over, and assumes no responsibility for, the content, availability, policies, or practices of any third-party websites. The inclusion of any external link does not imply endorsement or approval.
Availability
While reasonable efforts are made to maintain the availability and functionality of the Site, the Author does not guarantee uninterrupted access. The Author shall not be liable for any temporary unavailability, technical issues, or system failures beyond reasonable control, nor for any resulting loss or damage.
Past performance, historical analysis, and illustrative scenarios discussed on this Site do not guarantee future results.
Arnab Pandey 